RSD cash loan for refinancing with variable interest rate - Retail | Societe Generale

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RSD refinancing loans with variable interest rate

You cannot get rid of small debts that prevent you from making further investments? We will pack them into one monthly payment and provide you with extra cash. In this way you will repay new investment just the way you want - in no time.

Calculate the monthly installment for the loan amount requested and the desired repayment period.

0 RSD Loan
0 REPAYMENT PERIOD
0 ADM COST
0 ADM COST AMOUNT
0 NIR
0 RSD MONTHLY INSTALMENT*
* the calculator is indicative only.

Calculate the monthly installment for the loan amount requested and the desired repayment period.

AMOUNT OF CREDIT
REPAYMENT PERIOD
0 RSD Loan
0 months REPAYMENT PERIOD
0 ADM COST
0 ADM COST AMOUNT
0% NIR
0 RSD MONTHLY INSTALMENT*
* the calculator is indicative only.
Representative examples
Loan amount300.000 RSD500.000 RSD
Repayment period60 months100 months
NIR annually8,45%+ six-month BELIBOR8,45%+ six-month BELIBOR
Monthly instalment6.724 RSD 8.025 RSD
Administrative fee (2,95%)8.850 RSD14.750 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange50 RSD50 RSD
Credit Bureau basic report246 RSD246 RSD
EIR annually 14,58% 14,03%
Total amount of loan (principal, interest and costs)412.557 RSD817.514 RSD
EIR calculated on 15.03.2017.15.03.2017.

The interest rate is variable and consists of a reference rate - six-month BELIBOR as a variable rate, and Bank’ margin as a fixed rate, in accordance with Bank’s Tariffs. The variable interest rate is adjusted on the first business day of each month in accordance with changes in the reference rate which, on the day of calculations for the sake of this representative example, i.e. on 15.03.2017, stood at 3,71% annually.

Additional information about loan

Refinancing loans are granted with transfer of salary/pension to current account held with Societe Generale Bank.
For the repayment period exceeding 36 months, minimum monthly income has to be 15.000 RSD.

Main features of RSD refinancing loan with variable interest rate

The Bank reserves the right to make a decision on the loan approval, as well as to request additional documents and guarantees.

  • With loan duration period of 24 months minimum. During the grace period only interest is paid.

  • You’ve always refused the possibility to be insured even though you know that life insurance, for you as a loan beneficiary, is an important issue in the life of your family? Arrange the insurance in a few steps and safely repay your loan. Think ahead.  For the amount you would spend on meaningless things in life, insure your life and the lives of your family members. In the event of unforeseen life circumstances, the insurance company will repay your outstanding loan balance.

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List of required documents for RSD refinancing loans with variable interest rate
List of required documents for RSD refinancing loans with variable interest rate
Documents required to apply for a refinancing loan
Certified proof of income
Certified statement on salary transfer

Please submit the application via our online contact form, and we will contact you

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