Evergreen - Retail | Societe Generale

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Evergreen - for pensioners

Retirement opens up new possibilities for you in our Bank.

Benefits of Evergreen offer for pensioners

Become a member of Societe Generale Evergreen Club, spend quality leisure time and enjoy special benefits and products intended only for you.

[1] With Evergreen loan you do not need to pay an additional premium to be insured. You only pay monthly loan instalment.

[2] With Masterata card you can pay in equal monthly instalments without interest and fee (at points of sale at the retailers who have cooperation agreement with the Bank). The card is free of monthly maintenance fee for primary card during the loan repayment period but no longer than 36 months, with credit limit in the amount of one pension and the first instalment due only after 30 days.

Be a member of our Evergreen Club!

Representative examples for Evergreen loans
Representative example of RSD Evergreen cash loan and refinancing loan with fixed interest rate
Loan amount200.000 RSD500.000 RSD
Repayment period36 months84 months
NIR annually14,95%14,95%
Monthly instalment6.952 RSD9.699 RSD
Administrative fee (2,95%)5.900 RSD14.750 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange50 RSD50 RSD
Credit Bureau basic report246 RSD246 RSD
EIR annually 18,86% 17,49%
Total amount of loan (principal, interest and costs)256.450 RSD829.724 RSD
EIR calculated on 15.03.2017.15.03.2017.
Representative example of RSD Evergreen cash loan and refinancing loan with variable interest rate
Loan amount200.000 RSD500.000 RSD
Repayment period36 months84 months
NIR annually9,95% + six-month BELIBOR9,95% + six-month BELIBOR
Monthly instalment6.821 RSD9.329 RSD
Administrative fee (2,95%)5.900 RSD14.750 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange50 RSD50 RSD
Credit Bureau basic report246 RSD246 RSD
EIR annually 17,29% 15,95%
Total amount of loan (principal, interest and costs)251.755 RSD798.679 RSD
EIR calculated on 15.03.2017.15.03.2017.

The interest rate is variable and consists of a reference rate - six-month BELIBOR as a variable rate, and Bank’ margin as a fixed rate, in accordance with Bank’s Tariffs. The variable interest rate is adjusted on the first business day of each month in accordance with changes in the reference rate which, on the day of calculations for the sake of this representative example, i.e. on 15.03.2017, stood at 3,71% annually.

List of required documents for Evergreen loans
List of required documents for Evergreen loans

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