RSD cash loan with variable interest rate - Retail | Societe Generale

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RSD cash loan with variable interest rate

You need to make an investment in the next few years? There is a solution for that too. This type of loan will be suitable for repayment in two to three years.

Calculate the monthly installment for the loan amount requested and the desired repayment period.

0 RSD Loan
0 REPAYMENT PERIOD
0 ADM COST
0 ADM COST AMOUNT
0 NIR
0 RSD MONTHLY INSTALMENT*
* the calculator is indicative only.

Calculate the monthly installment for the loan amount requested and the desired repayment period.

AMOUNT OF CREDIT
REPAYMENT PERIOD
0 RSD Loan
0 months REPAYMENT PERIOD
0 ADM COST
0 ADM COST AMOUNT
0% NIR
0 RSD MONTHLY INSTALMENT*
* the calculator is indicative only.
Representative example
Loan amount300.000 RSD
Repayment period60 months
NIR annually8,45% + six-month BELIBOR
Monthly instalment6.724 RSD
Administrative fee (2,95%)8.850 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange50 RSD
Credit Bureau basic report246 RSD
EIR annually 14,58%
Total amount of loan (principal, interest and costs)412.557 RSD
EIR calculated on 15.03.2017.

The interest rate is variable and consists of a reference rate - six-month BELIBOR as a variable rate, and Bank’ margin as a fixed rate, in accordance with Bank’s Tariffs. The variable interest rate is adjusted on the first business day of each month in accordance with changes in the reference rate which, on the day of calculations for the sake of this representative example, i.e. on 15.03.2017, stood at 3,71% annually.

Additional information about loan

For the repayment period exceeding 36 months, minimum monthly income has to be 30.000 RSD.

Main features of RSD cash loan with variable interest rate

The Bank reserves the right to make a decision on the loan approval, as well as to request additional documents and guarantees.

  • With loan duration period of 24 months minimum. During the grace period only interest is paid.

  • You’ve always refused the possibility to be insured even though you know that life insurance, for you as a loan beneficiary, is an important issue in the life of your family? Arrange the insurance in a few steps and safely repay your loan. Think ahead.  For the amount you would spend on meaningless things in life, insure your life and the lives of your family members. In the event of unforeseen life circumstances, the insurance company will repay your outstanding loan balance.The insurance premium is paid by the insured (loan beneficiary) and it affects the amount of loan costs.

  • This insurance is intended for the bank customers who are users of loan products and want to be insured in the event of inability to settle the due liabilities under the loan agreement in the event of a loss of business. The insurance premium is paid by the insured (loan beneficiary) and it affects the amount of loan costs.

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List of required docments for RSD cash loan with variable interest rate
List of required docments for RSD cash loan with variable interest rate
Documents required to apply for a cash loan
Certified proof of income
Certified statement on salary transfer (if you transfer your salary to our Bank)

You can also complete the entire process of cash loan approval at our online branch! Take the desired amount of money quickly and easily, through the Societe Generale e-banking platform.

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