Retail banking
Insurance
Non-life insurance
Loan insurance
Loan insurance in case of job loss
For users of cash, consumer, car and refinancing loans
Insurance provides financial protection in case of job loss, takes care of loan repayment for some time, makes job search more relaxed and gives security to you and your family
In case of job loss Insurance covers as much as 12 monthly loan annuities continuously. This possibility can be used unlimited number of times during the loan repayment period (with condition that there is at least 12-month period between two insured cases)..
What is your benefit?
- Financial protection during complete loan repayment period
- Small expence for great coverage
- Possibility to include insurance payments in monthly installment rate for loan
- Insurance with all types of loan, simply with one visit to the Bank
Conditions:
- Period of insurance duration is equal to the period of loan duration
- Insurance is covering the monthly loan annuities, maintaining interrupted loan repayment
- Client should be employed continuously for minimum 6 months with permanent working contract
- Age limit on the expired day for policy is up to 68 years old
- Loans duration can not be longer than 10 years
- As the insurance is not mandatory the client is choosing to be covered or not
- Number of loan annuities covered by one insured event is 12
- Insurance does not cover contingency in the first 60 days after signing of the contract and if the job loss is caused by the guilt of the Insured.
More information can be found in the Special Conditions of Uniqa financial loss insurance against unemployment risk.