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 individuals > loans > Consumer loans without down paymentConsumer loans without down payment Money has not to be an obstacle to your wishes.  Repayment terms: from 12 to 60 months Fix nominal interest rate: 13% to 16% Effective interest rate: 16.21% to 19.64%1 Loan amount: 500 EUR to 12,000 EUR in dinars countervalue2 Without down payment Administrative cost: 2% No guarantors and no administrative ban Maximum charge of the paycheck: 30%
Minimal salary for consumer loans indexed in eur is RSD 30.000. Clients with lesser income can take consumer loans in dinars. DINARS CONSUMER LOANS without foreign currency clause Repayment terms: from 12 to 60 months Nominal interest rate: 5,5% to 8,5% + two-week REPO 3 Effective interest rate: 16.79% to 23.91%1 Loan amount: 50,000 dinars to 1,000,000 dinars No down payment required Administrative cost: 2% No guarantors and no administrative ban Maximum charge of the paycheck: 30%
Note: Under special conditions we offer the possibility of loans to those clients whose salary is not invoiced on Société Générale banks account and approve loans with increased loan indebtedness. For additional information, call our info phone (011) 30 11 510 every working day from 9am to 7pm, Saturdays from 10am to 2pm or visit us in the nearest branch office. 1 Effective interest rates for consumer loans are calculated on July 6th, 2010. 2 Amounts in euros are calculated in dinars countervalue according to middle exchange rate on that day. 3 REPO is two-week value of referent interest rate of NBS updated every first working day in a month. |
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